The best thing we have learned to make traveling easier is having the right credit card(s). Theresa mentioned that people have asked about how we get into airport lounges for free and it’s because of the Chase Sapphire Reserve Card. This is what’s known as a “premium” travel card as it costs $450 per year to have with an annual fee, but you actually come out way ahead with tons of perks which I’ll try to highlight and how we’ve used most of them over and over again.
Right now it comes with a sign up bonus of 50,000 chase ultimate rewards points which is worth $750. These can be used to book flights, cars, hotels, trains etc. You can also transfer them to a particular airline or hotel chain if you prefer. Super flexible, and the great thing is if you use points to fly or stay with a hotel, you still get credit for flying towards yearly airline status versus using an award with the airline where you don’t get the credit. We’re from Alaska and we make it a yearly goal to get to MVP gold status with Alaska Airlines. So if we use chase points, that flight will count towards our 40,000 mile/year goal and we don’t have to pay for it! You also get 3x points when you use the card on travel and restaurants. So when you go out and spend $50 on dinner, you’ll end up with 150 points, so they add up quick. We only use this card to purchase airline tickets or rental cars and we will explain why.
However, were just warming up. You also get a $300 travel credit for each calendar year. This is anything travel as well. Flights, hotels, car rentals, taxis, etc. it’s automatically applied so you don’t have to call and don’t have to chose an airline to spend your credit with other premium $450/year cards like the American Express platinum card which we haven’t gotten yet. The super great thing is you can use this twice in your first year and get reimbursed $600! For example, if you sign up in March you can spend $300 on travel that calendar year and be reimbursed automatically, then again the following year as well as long it’s before your one year anniversary which is March in this example. Amazing!
Our favorite perk is the Priority Pass Select Card which is included and you apply for once you get your reserve card set up through chase’s website. This is a lounge program that has partnered with lounges all over the world and are in most airports that we’ve been to. I’d say 90%. This Priority Pass card comes with the Reserve and you and your immediately family get into the lounges for free, if there is room, which is nearly always the case. So nice to get away from terminal madness, get good wifi for last minute Netflix additions and to grab snacks and drinks for the plane. Most lounges are actually much nicer than the Alaska lounges that we’re accustomed to with our Alaska gold status. Something to put this in perspective, the yearly Alaska lounge passes are $450, just for their lounges only and they aren’t widely available once you leave the west coast. We’re well past the $450/year fee and are still going so bear with me.
We’ve also discovered that some airports actually give you a set dollar amount that you can spend at restaurants. You can use the Priority Pass Card like a credit card. On our current trip we were able to spend $15 euros or roughly $20 per person, so $80 in food and drinks for the four of us if we really wanted to. This has become a fun way to fill up, get good drinks, coffee and an assortment of food for the plane, without it costing us a thing!
Another great perk is you get free TSA pre check or global entry credit. We did global entry since we travel internationally and it’s a huge time saver and stress reliever when you depart from busy airports. We’ve also found that our kids are TSA pre check as well when on our reservation! That’s normally $100/person and lasts for five years. So we haven’t had to pay for our kids to get precheck but we still get the benefit when they’re on our reservation. Yay for getting into the short security line!
You also have primary car rental insurance coverage. No need to get bent over at car counters buying their overpriced insurance, as they will cover you up to $75,000 if you are in an accident…thankfully haven’t used this yet.
You are also covered for flight delays, cancellations or emergencies. You can get $500/traveler if you are delayed or up to $10,000/traveler for a cancelled trip.
You are also covered for $2500 in medical expenses in an emergency. We kept this in mind with L when he had an asthma attack and had to take an ambulance to the hospital. We weren’t as stressed about the cost as we may have been had we not known our credit card offered medical emergency coverage. We’re mid process with our reimbursement now, but I am confident Chase will pay us back. What a relief!
Lots of information out there on this and many other cards. I will have to write a few other posts about credit card churning, hotels, and travel planning etc. If you do want to give the reserve a try…and I obviously think you should then please use the link below and full transparency, that will give us some bonus miles. We’d definitely appreciate it! Let me know if you have specific questions as there is a learning curve to the credit card madness, but it can be very, very rewarding and fun.
2 thoughts on “The credit card we can’t travel without!”
Thanks for the write up. I have the Delta Amex Business level card and the free bags pay for it in domestic travel alone. Now that we will have two incomes we will be going back to an international trip at least every other year. I bookmarked your referral link and will likely set it up after I blow through all my current miles on the trip in August. If you have any other advice on this kind of thing id be grateful. I’ve travelled a ton solo but now will be with the munchkin and husband too! 🙂
Ty apparently has the Delta card as well! Those little perks add up don’t they?
Where are you going again in August? I remember it sounded like a great location. 😉 I’ll see if I can have Ty start writing regular posts about all his travel hacks.